Boost your online loan search $500 - $750.BORROW UP TO $1,500.
Get access to a change of online loans and credit options with just one simple application. We will help find the right loan, saving you time and getting the cash you basic faster.
Super Fast, easy, and transparent
Payday Loans Up To $1500
Our loans are a type of no refusal lending, often referred to as payday loans and no credit check loans. These loans designed to help cover short-term expenses, such as emergencies, especially when other options aren’t available. These loans can be easier to apply for even with poor credit.
At Fernovo, borrow between $100 and $1,500, with a maximum of $1000 for new customers. You can choose to repay the loan over up to 1-3 months with flexible repayment options, based on credit and affordability checks. This approach makes it easier to manage your repayments, offering a convenient solution to get money back on track.
98% High Approval Rates
Fernovo
How it works
We understand the urgency of getting your money quickly. That’s why we've made our website fast and easy to use, so you can access the funds without any hassle.
1. Apply Online
Complete our quick and secure form to search through our trusted panel of top lenders and find the loan that suits your wishes.
2. Check Your Offer
After receiving an offer from the lender, you can review the terms and get your cash fast.
3. Get Your Money
Once accepted, your money is often e-transferred to your account on the same day.
4. Flexible repayments
As long as you repay the monthly minimum, the duration of your loan is flexible.
Why Choose
Fernovo for Payday Loans?
At Fernovo, our goal is to assist people in securing the cash they need to manage short-term financial difficulty. Our payday loans offer a quick solution, whether you need a loan with no credit check and flexible repayment terms. If you can afford it, we're here to provide the support.
FAQ's
No, "no refusal" payday loan lenders do not exist in Canada. The term can be misleading. In reality, all lenders must assess your ability to repay the loan. However, in Canada, "no refusal" often means that lenders are more lenient with bad credit. When traditional banks reject your application, some payday lenders may still consider it, but approval is never guaranteed.
Yes, all direct payday loan lenders are required to perform a full credit check before releasing any funds. However, applying with Fernovo won’t affect your credit score initially, as they perform a soft search first, which leaves no permanent mark on your credit report. Once you accept a loan offer, a full credit search is conducted, but by then, you'll already know you meet their criteria.
Fernovo itself does not require a credit check. Instead, it connects you with private lenders who base their decisions on your current financial situation rather than your credit history. This approach allows you to access loans quickly, focusing on your ability to repay rather than past credit issues.
You may qualify to use our service if you are a Canada resident with a regular income, aged 18 or over and also have a bank account with a valid debit card.
Fernovo do not charge a fee for the use of our services. You should never pay an upfront fee for a loan.
Pros:
- Quick access to cash.
- Simple application process.
- No collateral needed.
- Flexible usage.
- Easier approval for poor credit.
Cons:
- High interest rates.
- Short repayment terms.
- Risk of falling into debt cycle.
- Small loan amounts.
- Potential negative impact on credit.
To contact Fernovo, you can reach out by phone at +1 (514) 395-3100 or email at info@fernovo.ca.