Abiding by the terms set forth by Fernovo. So, make sure that you carefully read them before browsing through the website. Using the website will be considered as your acceptance of the terms. You should immediately refrain from using the website if you are unable to agree by the term set forth by us.
Welcome to Fernovo.ca. By using our website, you agree to the following terms and conditions. Please read them carefully before proceeding.
Acceptance of Terms
By accessing or using Fernovo.ca, you agree to be bound by these terms and conditions. If you do not agree with any part of these terms, please discontinue using our site.
Services Provided
Fernovo.ca is a lead referral company, not a lender. We assist individuals in finding loans by connecting them with third-party lenders. We do not make loan decisions or influence loan offers. All loan agreements are between you and the lender.
Eligibility
- To use our services, you must:
- Be a Canadian resident.
- Be at least 18 years of age.
Provide accurate and complete information during the application process.
User Responsibilities
- When using Fernovo.ca, you agree to:
- Provide truthful and accurate information.
- Use our website for lawful purposes only.
Refrain from any activity that could harm or disrupt our website or services.
Loan Offers and Decisions
We do not make any loan decisions. All loan offers are subject to credit and underwriting approval by the lender. The rates, terms, and conditions of any loan offered are determined solely by the lender. Fernovo.ca is not responsible for any decisions made by lenders or the outcomes of loan applications.
Fees and Costs
Fernovo does not charge users any fees for using our service. Any fees or costs associated with loans are determined by the lender and disclosed in the loan agreement.
Third-Party Links
Our website may contain links to third-party websites or services that are not owned or controlled by Fernovo.ca. We are not responsible for the content, privacy policies, or practices of any third-party websites or services. Use these links at your own risk.
Disclaimer of Warranties
Fernovo provides its services “as is” without any guarantees or warranties. We make no representations about the accuracy, completeness, or reliability of the information provided on our site. You use our site at your own risk.
Limitation of Liability
We will not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of our services or inability to use the site, even if we have been advised of the possibility of such damages.
Changes to Terms
We may update these terms and conditions at any time. Any changes will be posted on this page with an updated date. Continued use of our site after changes are posted constitutes your acceptance of the updated terms.
Governing Law
These terms are governed by the laws of Canada. Any disputes arising from these terms will be resolved in the courts of Canada.
We have taken all necessary measures to ensure the accuracy, currency, availability, correctness and completeness of the content and information available in the website. However, we will not be responsible for use of the content of the website. You can use them entirely at your own risk. At Fernovo, we will not be liable for any losses or damage.